The Dime Bank
The Dime Bank
820 Church Street
Honesdale, PA 18431
Tel: (570) 253-1902
Fax: (570) 253-5845
Toll Free: 1-888-4MY-DIME
Eail: honesdale@thedimebank.com
At The Dime Bank we believe in relationships. We have been helping generations of customers in Wayne and Pike counties in Pennsylvania and Sullivan County, New York realize their goals and dreams by meeting their financial needs since 1905. We offer a full array of financial services and solutions ranging from traditional products to electronic banking and trust and investment services. With offices in Honesdale, Hawley, Damascus, Greentown, Dingmans Ferry and Lake Region, we strive to be our communities’ total financial partner.
What makes our community bank different?
•We are locally owned and locally operated.
•90% of this bank’s investment is put right here in our community to help make it prosper through residential mortgages, small business loans, agricultural and student loans.
•We make many financial donations hundreds of local and national organizations.
•The Dime Bank employees and board members volunteer their time and support to local community projects including charities, health organizations, civic groups, churches and synagogues and more.
OUR MISSION STATEMENT: The mission of the corporation is the operation of a fully integrated financial services institution in a market that is defined by the institution’s ability to provide services consistent with sound, prudent principles, and to fulfill the social, economic, moral, and political considerations ordinarily associated with a responsible, well-run financial institution.
This mission will include the duty of the corporation
•to provide to its SHAREHOLDERS satisfactory dividends and appreciation of capital through the adoption of sensible policies and prudent business methods;
•to provide to its CUSTOMERS in our market a wide rage of new and innovative as well as traditional banking services rendered in a prompt, efficient, and courteous manner;
•to provide to the COMMUNITY responsible corporate citizenship;
•to provide to its EMPLOYEES and OFFICERS working conditions, educational programs, and opportunities for professional advancement consistent with our goal of providing quality banking services to our customers.
Loans
The Dime Bank offers a variety of loan options. A Dime Bank loan affords you great flexibility when you need financial assistance. And remember, as always, individuals may pre-pay loans without penalty.
Personal Loans
A Dime Bank personal loan can help you purchase a new or used car, install a home computer system, take that dream vacation, build an addition onto your home or send a child to college.
Automobile Loans
We offer financing on new and used vehicle with flexible terms from 36 to 72 months.
Recreational Vehicle Loans
We offer flexible financing options on new and used Personal Watercrafts, ATVs, Snowmobiles, Tractors, RVs and Boats.
Education Loans
The Dime Bank offers Education Loans of up to $15,000 per student.
Lot Loans
We provide flexible financing options to purchase vacant land for future construction plans.
Collateral Loans
Use your Dime bank savings & CDs as collateral towards a loan. This is the most economical way for you to borrow as interest rates are extremely favorable.
Home Equity Loans
Home Equity Loans are often a quicker, less expensive financing option that allows you to fully utilize the equity in your home.
Home Equity Lines of Credit
A revolving line of credit allows you to utilize the equity in your home at any time, in any increment and for any purpose you deem necessary.
To make accessing your home equity revolving line of credit even easier, we provide you with a HELOC card. Use the card just like you would a debit card. Make retail purchases, ATM withdrawals, etc., and just like The Dime Bank debit card, the HELOC card is FREE!
Residential Mortgages
At The Dime Bank we offer several types of financing: Fixed Rate, Adjustable Rate, and Hybrid Financing. If you are ready to buy or build your dream home, The Dime Bank is sure to have the right mortgage for you. Please see a Dime Bank loan representative for current rates or for further information on any of The Dime Bank loans.
•Primary Residence
•Vacation Home
•Investment Properties
•Purchase
•Refinance
•Construction
•Fixed Rate
•Adjustable Rate
•Balloon Term
•Zero Point Options
•and more!
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