Schuylkill County School Employees Credit Union

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Schuylkill County School Employees Credit Union
60 Westwood Road
Pottsville, PA 17901
Phone: (570) 622-3399
Fax: (570) 622-5801
Loan Department Fax: (570) 624-4352

Schuylkill County School Employees Credit Union was founded in 1953 by a small group of local educators to serve the unique financial needs of people like themselves and those of their families at both public and private schools and their associations within Schuylkill County. Since that time, SCSECU has grown to over $90 million in assets and serves over 9,500 members. In recent years SCSECU has welcomed additional members by accepting a number of new select Employer Groups (SEGs) within Schuylkill County that apply and are approved for membership in the credit union. Additional growth has also occurred with the addition of a number of credit union merger acquisitions. In 2008 the credit union membership voted to change the name of the credit union to Hidden River Credit Union.

How to Join

Becoming a member of Hidden River Credit Union is easy! All you need is to be an individual eligible for membership as defined by the credi union's Field of Membership as it is explained within the Membership Section of this site below. Then just apply at any one of our branch locations or through your employer, by phone or over the internet. Once your eligibility status has been verified and a new account signature card has been completed, your new account and member benefits can begin. There is a $1 non-refundable new account fee, and you must maintain a minimum of $5 in your new share savings account in order to remain active and be eligible for other credit union services, but that's it; you're a member! Remember too, once you're a member, you'll always be a member even if you leave your current employer or move out of the county. Immediate family members are also eligible for membership. Apply Today!

Loan Products

Vehicle
New and used vehicle loans are available with attractive rates and terms. Terms are available from 12 to 84 months for new vehicles and 12 to 72 months for used vehicles. SUV and luxury vehicle loan products are available as well.

Recreational Vehicles
Recreational vehicle loans are available for motor homes, boats, motorcycles, Snowmobiles, ATVs, and travel trailers with terms available from 12 to 120 months depending on the RV type. Certain restrictions do apply.

Mortgages
Hidden River Credit Union offers great fixed rate mortgages and flexible terms to help fit member needs. The Credit Union allows members to borrow 90% of the appraised value of the home. Remember, the Credit Union lending staff will be glad to answer any questions or concerns you may have about your current mortgage or future mortgage.

Home Equity
Home Equity loans are available on owner-occupied homes. The available loan amount is 80% of the appraised value less current outstanding balance on the first mortgage. Terms are available up to 15 years.

Land loans
Owning land is a sound investment for the future and the Credit Union can help! The Credit Union allows members to borrow 80% of the appraised value of the land. Land Loans have flexible terms, low fees, and great rates.

Secured
Share and certificate secured loans allow you to borrow against your savings balance in a share or certificate account with flexible terms and low rates.

Signature
Unsecured personal loans are available for just about any purpose for amounts up to $5,000 with a maximum term of 3 years.

Heating Oil Pre-Payment Purchase
Hidden River Credit Union offers a Heating Oil Pre-Payment Purchase loan so members can secure their heating needs for the winter without worry. Credit Union Heating Oil Pre-Purchase loans have a great low rate, a maximum term of 1 year and a maximum loan amount of $3,500 that is paid directly to the member’s oil provider for your convenience.

Alternative Heating Unit
Heating your home can get expensive, that’s why the Credit Union offers an Alternative Heating Unit Loan. Whether you are replacing your current heating system with a newer, more efficient model or adding an alternative heating unit to your home the Credit union can help. Alternative Heating Unit loans have a great low rate, a maximum term of 3 years and a maximum loan amount of $3,500 that is paid directly to the installing contractor for your convenience.

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