QNB Mortgage
QNB Mortgage
320 West Broad St PO Box 9005
Quakertown, PA 18951
215-538-5600 (tel)
215-538-5731 (fax)
Use your home to pay your way to your dreams!
Your homes value has likely increased in recent years, and you want to cash in! We can help you obtain a favorable refinanced mortgage at today's low rates. The difference between your old loan balance and the value of your property is your home equity. Turn it into cash you can use to:
* Make home improvements -- an addition, a deck, a swimming pool
* Pay college tuition and fees
* Go back to school yourself for an advanced degree
* Take your dream vacation
* Consolidate and pay off revolving debt, like credit cards
* Buy a new car, a boat, a motorcycle
* Make a downpayment on a second home
* Anything you can think of!
Your home has likely grown in value considerably since you bought it. Reward yourself with a new, low-rate refinanced loan and use the cash difference to do what you've always wanted to do! We'll help. Use our site to learn about the ways we make refinancing your home a piece of cake!
We Service All Mortgages Originated by QNB
Your mortgage is serviced right here at QNB; not out-of-town or out-of-state. Because we retain the servicing on all the mortgages, payments may be made at any QNB branch. In addition, our staff is available to answer questions during the life of your mortgage.
Deal Locally With a "Hometown" Bank
If you have questions or concerns, our mortgage professionals will be able to assist you on a personal level. All lending decisions are made locally. The personal service you receive from QNB goes well beyond that of other lenders.
QNB Mortgage Products
* Conventional - Fixed Rate Mortgages
Conventional mortgages provide the stability of fixed payments over the life of the loan and are usually a good option if you plan on staying in your home for a longer length of time. Your interest rate will stay unchanged for the life of the loan, with principal and interest payments remaining the same each month. Terms of 10, 15, 20 and 30 years are available. Fixed rate mortgages are available for 1 to 4 family homes, owner or nonowner occupied, as well as vacation or second homes.
* Adjustable Rate Mortgages (ARMS)
ARMS provide a lower initial rate than conventional mortgages which, in turn, allows you to afford more house for your money. This type of loan is a good option if you plan on moving in a few years. One or three year ARMS are available. Interest rate and monthly payments are adjusted annually or every three years, based on a one or three year Treasury Securities Index, respectively. Terms are available up to 30 years. There is a 2% cap on each rate adjustment and a 5% cap over the life of the loan. Available for 1 to 4 family owner-occupied homes, investment properties, vacation or second homes and JUMBO mortgages (mortgages over $417,000).
* Hybrid - Adjustable Rate Mortgages
As fixed interest rates are slowly climbing, a Hybrid Mortgage may be a good option for you. The initial term of the mortgage (5, 7 or 10 years) provides a fixed interest rate lower than the rates on a conventional 30 year fixed rate mortgage. After the initial fixed rate term (5, 7 or 10 years) the interest rate automatically converts to a one year adjustable rate mortgage.
Copyright © 2009 QNB
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