Phoenixville Federal Bank & Trust

/Home/1. Search Pennsylvania Home Mortgage/Southeast, PA - Home Mortgage/Chester County, PA - Home Mortgage/Phoenixville, PA - Home Mortgage

Phoenixville Federal Bank & Trust
P.O. Box 708
120 Main Street
Phoenixville, PA 19460-0708
610.933.1171 (tel)
610.933.1176 (fax)

Phoenixville Federal Bank & Trust traces its origin to the tiny village of Oaks , Pennsylvania in the year 1911. A group of gentlemen concerned about the inability of people to secure mortgages for the purchase of homes formed the Oaks Building & Loan Association. At that time, the monthly meetings were held in various locations, including the homes of the individuals involved as well as the Oaks Fire Company. The Building & Loan accepted deposits from the general public and used those deposits to fund mortgages.

The Building & Loan functioned in this manner through 1938. As a result of its growing business, the Building & Loan sought to locate its first office building. It was determined to locate that office in the Borough of Phoenixville at 27 South Main Street . A decision was also made at that time to apply for a federal charter. In 1939, a charter was granted by the federal government and the name was changed from the Oaks Building & Loan to Phoenixville Federal Savings & Loan Association. The Phoenixville office was relocated to 120 South Main Street in 1951 and boasted the first drive-thru in the Phoenixville area. The first branch office was established in Royersford in 1975 with subsequent branches added at Collegeville in 1980 and at East Pikeland in 1988.

While we currently offer a full range of banking services, including wealth management services to meet individual and business needs, our primary goal of promoting thrift and home ownership remains unchanged.

As a financially strong, mutually-owned financial institution, we are committed to improving the quality of life for the citizens in the communities which we proudly serve.

Phoenixville Federal Bank & Trust takes pride in our personal banking approach and treats you as an individual, not a number.

* Mortgages
* Construction
* Home Equity Loans / Lines of Credit
* Automobile / RV / Boats
* Check Your Credit Report
* Apply Now-Phoenix EZ App
* Current Rates

Mortgages

Current Rates Every home buyer has different financial needs. Whether you’re in the market for your first home or looking to build that dream retirement home, we have the mortgage you need. We also provide that personal touch by customizing a plan to meet your specific needs.

Our “Prequal” program allows you to qualify your debt service ability and credit worthiness BEFORE you shop for a house. Our mortgage experts can easily guide you through the sometimes complicated, confusing process of home mortgages.

* Know how much house you can afford upfront
* Look for your dream house with confidence
* Have negotiating power
* Easy transition from pre-approval to settlement
* Always competitive rates

We offer a choice of contemporary home financing plans that you can handle now and in years to come.

* Adjustable Rate (ARM)
* Fixed Rate
* First Time Home Buyer – for borrowers who have never purchased a home. Fixed rate for the first 5 years then adjustable rate after 5 th year with annual adjustment for remaining life.
* Apply Now

©2005 Phoenixville Federal Bank & Trust. All rights reserved.