Net Equity Financial - Langhorne, PA

Net Equity Financial
2267 Langhorne-Yardley Road
Langhorne, PA 19047
Toll Free Phone: 800-757-1990
Phone: (215)741-3131

At Net Equity Financial, our mission is to assist you the homeowner in obtaining the most competitive home financing arrangements available in todays current market.

* We accomplish this by giving your loan maximum exposure in the marketplace.
* We submit your loan proposal to many of the biggest lenders in the country, who are all competing for your business.
* Our valuable service will help you to obtain the best rates, terms and conditions available customized to suit your particular borrowing needs without wasting your time.
* Whether it be to pay off credit cards or other loans, consolidate debt, borrow money for home improvements, or just to free up your equity to invest. We have a program for you!

When you enter the market to get a mortgage. The good news is, You have plenty of options. But with literally thousands of different types of financing products available to choose from, Finding the best financing is no easy task.

At Net Equity Loans.com

* We bring the best offers to you from many banks!
* We put them right on your computer screen.
* Where you can evaluate only the best offers.
* And choose which loan best suits your needs.

Consider this,

* For starters, You can apply for a loan at your local bank, as many people did years ago. They're just around the corner, and you may have your checking account there already. You figure, They should WANT your business since you are ALREADY a customer. Chances are they probably do. However, realize that the most favorable interest rates on home loans are almost always given to a very small percentage of the population that meets an exact criteria or (seemingly impossible) formula that each bank uses to determine how much interest is charged on a loan to make their risk worthwhile or profitable. In other words, Banks would ideally like to loan you money, when you dont need to borrow!

* Most traditional banks, as we know them, especially like to loan money with a very low risk. However ,also realize that your bank is probably a lot more interested in an opportunity get a return on their investment than probably everything else. After all, thats how banks make money. Most people arent aware that there are over 1000's of lenders in the United States, all whom have money to loan all the time. This money comes from depositors at big name retail banks, the Federal government, Savings and Loans, Pension funds, Investment companies on Wall street that invest in mortgages, and many other sources. Even financial angels. (Individuals with hundreds of millions of dollars that they look to safely loan out for a rate of return). Money is a commodity and when its not being used, its purchasing power is wasted. Once that time is gone, so is the opportunity for banks to earn interest.

What this means to you

* If your credit score is less than perfect, or you've had any trouble meeting an obligation, credit card bill, car payment, or other type of consumer debt along the road of life (And who hasnt?) Your local bank may not be all that interested, and may charge you a much higher interest rate to reflect this added risk, that is, If they even offer you a loan at all. Or worse yet, your loan application may be turned down entirely, after youve been waiting a week or two for the loan officer to review it and all your time spent will have been wasted.

How valuable is your time?

* You may not run out of banks to go to apply for a mortgage anytime soon, but I urge you to consider what your time is worth while you run around and shop for a home loan. Most people I know are downright busy packing everything into the daily schedule. Between kids, work, spouse, school functions, house chores, making dinner, phone calls, email, soccer, baseball, or after school activities to keep track of. Theres already not enough time! Now try to schedule free time, lining up a babysitter, rushing around on your lunch break, Or taking personal business calls at work. It can easily add up to be much more aggravation that its worth, and of course, you were planning to get a FEW quotes, right? Add that all up a few more times, and quickly, you can see that the old method could turn out to be a huge waste of your valuable time! Worse yet, with possibly NO RESULTS.

Loan Programs Available include:

* Cash out debt consolidation loans (10/15/20/25 or 30 year terms)
* Lower rate/term refinanance
* Conforming first mortgages (up to $417,000)
* Jumbo loans (above $417,000)
* Fixed rate conforming (loan to value up to 80% with no MI or prepayment penalty)
* Refinance up to 95% (with PMI)
* Rental property loans (non-owner occupied)
* Multi family home loans up to 4 units
* Commercial property loans
* Self employed loans, (2 yrs tax returns)

Copyright Â© 2009 Net Equity Financial
Portions Copyright Â© 2009 a la mode, inc.