Metro Bank
Metro Bank
606 East Lancaster Avenue
Shillington, PA 19607
610-370-8200

Metro Bancorp Inc. (formerly Pennsylvania Commerce Bancorp) is the holding company of Metro Bank (formerly Commerce Bank/Harrisburg), a regional financial services retailer based in Harrisburg, Pennsylvania.

Our name has changed, but its growth retail model and renowned focus on convenience and customer service remain the same.

Metro Bank offers all of the conveniences, products and services for which Commerce Bank/Harrisburg was known including:

* Open 7 Days
* Open Early, Open Late
* Free Checking
* FREE Instant-Issue Visa(R) Debit Card
* FREE Coin Counting
* 24/7 Live Customer Service
* FREE Online Banking and Bill Pay

The bank, which opened its first location in Camp Hill, Pa., in 1985, pioneered industry-changing conveniences including seven-day branch banking, free personal checking, free coin counting and use of a prototype store design. We never compromised on providing Customers with "anytime, anywhere banking." Customers always have choice and are empowered to bank however it is most convenient for them.

On November 10, 2008, the Company entered into a definitive agreement to acquire Philadelphia-based Republic First Bancorp, Inc. in a tax-free all stock transaction. The combined Company will have total assets exceeding $3 billion and a network of 45 stores in Central Pennsylvania, Metro Philadelphia and Southern New Jersey. The merger is expected to close in the third quarter of 2009.

Commerce Bank/Harrisburg changed its name to Metro Bank because its license to use the Commerce Bank brand and red "C" logo, granted by Commerce Bancorp Inc. (now TD Bank), is expiring. Pennsylvania Commerce Bancorp and Commerce Bank/Harrisburg were not part of the transaction with TD Bank and are not affiliated with TD Bank.

Residential Mortgages

Metro Bank makes it easy for you to get a mortgage. Choose a program to fit your individual needs or let us tailor a program for your specific requirements.

* Fixed Rate Mortgages
Metro Bank offers Conventional and Jumbo Fixed Rate Loans with immediate approval and streamlined documentation guidelines. Click here to apply or call?1-800-975-0619.

* Adjustable Rate Mortgages
The flexibility of lower initial interest rates can provide you with lower monthly payments on loans up to $1,000,000 with a Metro Bank Adjustable Rate Mortgage. Choose a 1, 3, 5, 7, or 10-year Adjustable Rate Mortgage with an amortization of 30 years. Click here to apply or call?1-800-975-0619.

*Alternative Programs
Metro Bank offers Alternative Financing Programs tailored to meet your needs, including:

* Low-down-payment financing
* FHA/VA financing
* PHFA financing
* Construction financing

For these mortgage programs, contact a Metro Bank mortgage representative today at 1-800-975-0619.

Rates
For our current mortgage rates, please call our rate line at 1-800-975-0619
Terms and rates are subject to change without notice.

Copyright 2009
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