MCS Bank - Lewistown, PA

MCS Bank
PO Box 711
19 North Brown Street
Lewistown Pa, 17044
Phone: (717)248-5445
Fax: (717)248-6602

Welcome to MCS Bank Online!

Offering You The Convenience Of 24/7 Banking.

At MCS Bank, we pride ourselves in bringing you the highest level of personal service that you deserve. MCS Bank Online is an extension of that service to allow you 24/7 access to your accounts. Not currently enrolled for Online Access? Enroll Now!

MCS Bank is a community bank dedicated to providing high-quality financial products and services in a manner which exceeds customer expectations while enhancing earnings and growth.

We will do this by continually developing and improving our products and services to meet the ever-changing needs of our customers.

MCS Bank Consumer Loans

Mortgage Loans

Whether you are interested in constructing a new home or buying an existing one, we will be happy to talk to you about the financing, and we will do everything we can to help you become a happy homeowner. We can provide financing with little or no money down. MCS Bank has an excellent relationship with our local realtors.

* Free Pre-approval
* Quick Service
* No Origination Fee

We offer a very attractive "First Time Home Buyers" program with interest rates reduced by .25%, and reduced fees such as a free appraisal up to $200.00.

Home Equity Loans

If you're already a homeowner, and have been making monthly mortgage payments for several years, you probably have established substantial "equity" in your home. If you wish, you can use the established equity by converting it into cash to use for any purpose. This may be the financing of a college education or an investment in a business. It can also provide money for repairs, remodeling, or other improvements that will add to the value and beauty of your home. The interest that is paid on these loans may be tax deductible (consult with your tax advisor).

Lines-of-Credit

Either secured or unsecured, a line-of-credit gives you the convenience of writing your own loan when you need it. This money can be used for anything including "Overdraft Protection" for your checking account.

Vehicle Loans

Whether it is a car, truck, boat, motorcycle or RV, our loans can put you behind the wheel of your dream. If you have already selected a model or if there are still decisions to be made, we offer you fast, convenient, and quality service with terms up to 6 years.

Student Loans

Education is one asset that never depreciates and it can really make the difference in achieving career success and personal happiness. With our student loans you can attend the institution of your choice and get the quality education you want and deserve. Our partnership with America Education Services (AES) and Pennsylvania Higher Education Assistance Agency (PHEAA) help provide low cost loans for students. Choose from Keystone Stafford Loans or KeystonePLUS Loans. There is no collateral required for either type of loan. For more information about AES/PHEAA or to obtain an application you may call 1-800-692-7392 or visit online at www.pheaa.org or contact any of our branch offices. Parents may also want to consider a Home Equity Loan or Line-Of-Credit in order to help with these expenses.

Loan on Savings

These loans are secured by the funds that you have deposited with MCS Bank in the form of a Certificate of Deposit (CD) or Savings Account. This type of loan is very quick, low rate, and there are no fees. You may borrow up to 90% of the available balance in your collateral account. With this loan, you will continue to earn interest on that CD or Savings Account.

Mobile Home Loans

More and more people are choosing manufactured homes (mobile homes) as their housing choice to realize their home ownership dreams. For those that choose this option, we have structured a loan product to meet your need. Please call one of our friendly loan officers to discuss the term and rate options that we offer.

Personal Loans

These loans can be secured or unsecured, depending on the amount requested by the borrower. This money can be used for anything such as those occasional expenses or other opportunities when you choose not to pay with cash on hand. We offer short term fixed rate loans for these purposes.