Luzerne Bank
Luzerne Bank
324 Wyoming Ave.
Wyoming, PA 18644
Phone: (570) 613-0966
Founded in 1907 during the time Wilkes-Barre fueled the American Industrial Revolution and every Wyoming Valley bank boasted a local board of directors, Luzerne Bank is the last remaining of the old independent banks in Luzerne County.
Today, the Greater Wyoming Valley’s economy is diversified, but Luzerne Bank continues to be managed by a local board of directors.
As with any company history, the story of Luzerne Bank is the story of people and the community. Luzerne Bank’s founding directors and early shareholders played leading roles in industry and commerce, particularly on the West Side. Today, our directors and staff continue to play active roles in the Wyoming Valley community.
We continue to provide the Wyoming Valley with traditional banking services, business financing, home mortgages and trust services. Luzerne Bank has continued to keep abreast of the changes in technology over the years, in the products and services offered as well as the delivery channels through which we provide those products and services.
Our bank has enjoyed banking relationships with generations of families. We are proud to have shareholder families for three and four generations.
It is with gratitude to the Wyoming Valley for over 100 years of trust that we present you with the story of Luzerne Bank, its people and its community. We hope you will find it both interesting and enjoyable.
Mortgage Loans
Whether you’re building, buying, or refinancing your home, our home mortgage specialists and financial professionals can help…with free pre-qualifying, fast loan approvals and easy originations. Then let us pull it all together with our flexible repayment terms, competitive rates and excellent service. We’ve been making dreams come true for homebuyers throughout our region for years.
We’re just a phone call away if you’d like to apply for one of the following types of loans.
•Conventional Fixed Rate
•3 and 5 year Adjustables
•Balloon Loans
Home Equity Lines of Credit & Loans
YOU’VE WORKED HARD FOR YOUR HOME. NOW LET YOUR HOME WORK HARD FOR YOU.
Luzerne Bank’s home equity loans and lines of credit can help you make the most of your home’s increasing value by taking advantage of the equity that has been building in your home since you purchased it. Ask us how we can convert your equity into a loan or line of credit to help you consolidate debt, make home improvements, acquire a vehicle or satisfy a variety of other financing needs.
· Flexible terms
· Competitive interest rates
· Conveniently draw on the line of credit anytime by writing a check
· Control how you make loan payments – pay in full or by monthly installments
· Borrow a fixed amount with a set monthly payment with a home equity loan
· Interest may be tax deductible – a big advantage over other forms of debt!*
We’ll work with you to help decide which type of loan best suits your needs. It’s that easy. Home equity loans and lines of credit from Luzerne Bank are smart money-management tools. Put your home equity to work.
*Consult your tax advisor regarding the deductibility of interest.
For more information call a Branch Manager at one of our convenient locations.
© 2009 Luzerne Bank
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