First Star Bank - Alburtis, PA

First Star Bank
11 North Main Street
Alburtis, PA 18011
Tel: 610-966-2095
Fax: 610-966-7023

A sincere welcome to First Star Bank. First Star was originally chartered in 1893 as the Bethlehem Building & Loan Association. Over the years, there were mergers with the Citizens Building & Loan, West Bethlehem Building & Loan and the Bath Savings & Loan Association to form the Greater Bethlehem Savings and Loan Association. We became a public company in 1987 and have since grown four-fold. To commemorate our 100th Anniversary in 1993, we changed our name to First Star Bank, with office throughout the Lehigh Valley.

The bank is owned by nearly 300 stockholders primarily from the Lehigh Valley area.

As a community institution, I believe that you will find our people just a little more friendly, and our service just a little more timely, than our competition.

Further, after a quick look at our product line, you will find a surprising difference in our rate and fee structure. Relax and enjoy a discussion about your entire financial picture with one of our bankers. I believe that you will find the experience pleasant and rewarding.

Remember, as a local community member, we are always here to help.

Thanks for the chance and let me know what you think.

Joseph T. Svetik
President/CEO

Home Equity Loans
Borrowing from First Star Bank is fast and easy. As a Lehigh Valley lender for over 100 years we know the market, and our approvals are quick. If you want to payoff those high monthly credit card bills, buy that new car, fix up the house or pay that tuition bill, consider a First Star Bank Home Equity Loan.

First Star offers highly competitive interest rates and has always kept their fees below the competition. First Star Bank offers Home Equity Loans on your primary residence as well as your investment property. Terms are available from 1 through 12 years.

At First Star Bank we encourage automatic payment on your equity loan and we pass on the savings to you with a reduction on your interest rate.

With a First Star Bank Home Equity Line of Credit you can draw on the line whenever you want. A First Star Bank Home Equity Line is convenient and cost effective.

Stop by or call us today to start your savings.

Mortgage & Commercial Loans

First Star Bank offers a variety of mortgage loans. We understand that purchasing a home is a big decision and we want the experience to be fun and memorable. Our service is personal and friendly. Our decisions are fast. And our rates and fees are always competitive.

Below are some of our most popular mortgage programs, these loans are available for purchases and refinances. In addition to the programs described below, First Star offers one of the most exciting Construction/Permanent Mortgages available today.
Adjustable Rate Mortgages (ARM), these mortgages are very popular with the first time home buyers and others who want to keep their monthly payment low during the first years of the loan. First Star offers one, three, five and seven year ARMâ€™s.
Fixed Rate Mortgages, these are designed for the individuals who desire a fixed rate each year and do not want the interest rate movements that are normally associated with ARMâ€™s. First Star offers fixed rate mortgages with terms from 10 years through 30 years.
First Star Bank also offers a multiple of mortgage programs, such as balloons, these are mortgages that allow you to keep your monthly payment lower than a traditional fixed rate, however in 3, 5, or 7 years we will evaluate your mortgage and refinance, if desired. Also at First Star we offer a wide variety of Investment Mortgages.

First Star Bank offers Commercial Loans to small businesses and other commercial entities. At First Star we are committed to the growth and prosperity of the Lehigh Valley, so if you require funding for a business give us a call, you will be glad you did.

Â©First Star Bank, 2005