ESSA Bank & Trust

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ESSA Bank & Trust
Route 940
Blakeslee Corners
Blakeslee, PA 18610
Contact: Rita Brannigan
Phone: (570) 646-5679

At ESSA we're healthy and ready to lend!

Effectively managing risk has always been one of the major areas that differentiate us as a safe and stable bank. We've steered clear of business practices that led to the sub-prime mortgage crisis in other financial institutions, and we've maintained good credit quality. That's because we take the time to know our customers and employ sound underwriting standards. We typically keep the loans we write and service them locally. It's a good, old-fashioned way of doing business.

What's more, capital is the lifeblood of a financial institution. And at ESSA, we continue to be well capitalized. As a result, we have money to lend individuals and businesses right now. In fact, we currently have great rates available on home equity loans, mortgages and business loans.


Plus, your deposits are FDIC Insured!


Remember, the money you have on deposit at ESSA is also protected by the Federal Deposit Insurance Corporation. FDIC insurance is backed by the full faith and credit of the U.S. government. The FDIC temporarily increased deposit insurance coverage from $100,000 to $250,000 per depositor through December 31, 2009. The temporary increase applies to all forms of bank deposits. Also, noninterest-bearing deposit transaction accounts are insured in full until December 31, 2009. Certain retirement accounts, such as IRAs, are covered separately up to $250,000. This coverage is permanent and continues beyond 2009.

So, when you consider the combined strength and stability of our bank with the backing of the federal government, you know your money is safe and you know we're ready to lend. Our business practices have withstood the test of time, and it's business as usual at ESSA Bank & Trust.