First Citizens National Bank
First Citizens National Bank
15 S. Main St.
Mansfield, PA 16933
Phone: 570-662-2121
Fax: 570-662-3278
The ultimate goal of everything we do at First Citizens National Bank is to support the growth of the communities we serve...and we've been doing it for over 75 years. We provide customers with the ability to own their own home, send their children to college, and retire in a lifestyle to which they are accustomed. We provide loans to small businesses and municipalities, keeping jobs local and business communities healthy. And, we support our communities through economic contributions and the civic involvement of our employees.
An organization must be financially strong to sustain such a commitment. Citizens Financial Services, Inc., holding company for First Citizens National Bank, was recently listed as one of the 200 best performing community banks in the United States by US Banker magazine. In addition, we have consistently received a 4-Star Rating from Bauer Financial, Inc., a firm that has been analyzing and reporting on the financial condition of the nation's banking industry since 1983.
•Despite the unstable economic environment in 2007 and 2008, First Citizens continues to achieve strong financial performance.
•We continuously adhere to the fundamentals of safety and soundness, sound underwriting and due diligence which greatly limits the impact of credit risk on our organization.
•At First Citizens, our capital is strong and our performance solid. These positive conditions provide us with the opportunity to grow our company and meet the lending needs of both the retail and commercial customer in our markets.
The foundation of our financial strength lies in our ability to understand and proactively satisfy our customer needs. We believe our proactive approach to taking care of customers makes us different from other financial service providers in our market. It enables us to understand what's important to consumers and businesses, to understand what they are trying to accomplish and to determine the most effective way to communicate solutions. We then turn discovery into action. The results - we have the right products, the right people, the right solutions and we have the commitment! I invite you to experience this commitment for yourself.
Randall E. Black
CEO and President
Copyright © 2009 First Citizens National Bank
Votes:20
Comments: 0