Adams County National Bank - Gettysburg, PA

Adams County National Bank
P.O. Box 3129
100 V-Twin Drive
Gettysburg, PA 17325
Toll Free 1.888.334.ACNB (2262)

MORTGAGE LOANS

All those open houses have finally led you to the home you love. Or, maybe you're just getting started---or thinking about it---and you want to see what you can afford. Let us help. We offer a wide variety of mortgage loans to make your dream of a home come true.

* Types of Mortgage Loans:
o Fixed-rate mortgage loans with terms of 10, 15, 20 and 30 years.
o Adjustable-rate mortgage (ARM) loans with terms of 5, 10, 15, 20, 25 and 30 years.
o Construction mortgage loans are available for both owner-occupied and investment properties.
o FHA and VA Loans.
o Blanket Mortgage lets you use the equity in your current home to buy or build another home or investment property with no out-of-pocket expense.
o Additional fixed-rate and adjustable-rate mortgage loan options available. To find out more, email us at mortgages@acnb.com.

* Available to individuals upon approval of application.

* Flexible loan approval guidelines.

* Fixed-rate mortgages and ARMs offer options with or without points. Usually a loan with points earns a lower interest rate.

* Fixed-rate mortgages and ARMs may be used to purchase, build or refinance both owner-occupied and investment properties.

* No limit on acreage of property.

* Biweekly mortgage program - Half of the monthly mortgage payment is automatically deducted from an Adams County National Bank checking account every two weeks for a total of 26 bi-weekly payments, or in effect, 13 monthly payments per year. This decreases the mortgage's term and the interest paid over the life of the loan.

* Automatic payment deduction on a monthly basis from an Adams County National Bank checking account may qualify for a lower interest rate.

* Interest paid is usually tax deductible. Please seek the guidance of a tax advisor.

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